Essential Health Benefit Plans

We also offer Essential Health Benefit (“EHB”) Plans that are designed to provide coverage for the ten (10) categories of health care services required under the Patient Protection and Affordable Care Act (“ACA”).

  • EHB coverage is only offered and made available during ACA-defined open enrollment periods, as well as for documented eligibility that triggers an ACA-defined special enrollment period.
  • EHB Bronze Level Coverage is only available in Alabama, Arkansas, Arizona, Colorado, Delaware, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Louisiana, Maryland, Michigan, Missouri, Mississippi, Montana, Nevada, North Carolina, Nebraska, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, and Wyoming.
  • EHB Silver Level Coverage is only available in Colorado and Nevada.
  • ACA Gold and Platinum Level plans are not available in any state.
  • For information on differences between ACA Bronze, Silver, Gold and Platinum level plans, please see the federal government’s website at
  • Because our EHB coverage is not made available through the ACA’s Exchanges (also known as the Marketplace), you will not qualify to receive subsidies from the federal government in the form of premium tax credits or reduced cost sharing if you purchase our EHB Plan.
  • Depending on your income level (generally household income less than 400% of the federal poverty level) you may qualify for such subsidies if you purchase coverage through an Exchange/Marketplace. For more information concerning these subsidies, enrolling through an Exchange, or about the ACA in general, please see the federal government’s website at
  • Depending on your state of residence, coverage is underwritten by Freedom Life Insurance Company of America (800-387-9027), National Foundation Life Insurance Company (800-221-9039) and/or Enterprise Life Insurance Company (800-606-4482). If you would like to receive more information about our EHB plans in your state, and to be connected with a licensed agent in your state, please contact any of the insurance companies above at their listed toll free number and ask to speak with an EHB Enrollment Specialist.





Why Choose Us

We believe in unparalleled value and care. What do you believe in?

We are flexible, affordable and secure. Our full portfolio of plans lets you tailor coverage to YOUR needs and you can rest easy knowing that, We are an innovator in the industry with over 50 Collective years of health coverage experience.


Welcome To USHEALTH Group!

“We’re proud to have been recognized year after year with some of the most prestigious business awards, the coveted Stevie Awards. Such world-class awards demonstrate an unmistakable truth; that excellence in business doesn’t just happen…it has to be earned.”




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